Bad Friday to Crazy Monday: 5% discount on everything* | 25. - 28.11.2022 | Discount is automatically deducted in the shopping cart. Valid for goods in stock.
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0% Financing



Black Week 0% Financing at MSV Musik-Center

0% Fees

12 months running time

already from € 199,- purchase value

no extra costs or fees


Standard credit worthness criteria required, Financing decision is the responsibility of our partner bank.
This offer is valid from 01.01. to 31.12.2022 to requirements listed below, directly on the spot at MSV Musik-Center,
not valid for B2B customers or on special rats and digital pianos

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Financing example


€ 900,- amount of funding

0% Debit interest, 0% Processing fee, Maturiy 12 Months,

Rate € 75,00 / month

Total amount to pay € 900,-, 0% Effective rate of interest p.a.


*Standard credit worthness criteria required, Financing decision is the responsibility of our partner bank. 
 

 

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Financing 0%nline

Financing ONLINE only in GERMAN language

1

Put your products in the shopping card
Please note: Financing amount over € 199,-

2

Choose payment condition: Partial Payment

3

Complete your order
After you will be redirected to Santander Consumer Bank - Financing Page

4

Here you chosse your desired running time of 12 - 60 months
Please note: 0% Financing with a term of 12 months

5

On the following pages you specify your personal datas

6

If your funding request is rated positive you have to sign digitally with our mobile signature and uploud all necessary documents per upload-button.

7

Video Legitimation is required

8

The order is hereby completed for you and die goods will be shipped. The loan acceptance letter will be sent to your home address by registered mail. 
Please note: Financing is only possible from a purchase value of €199 and only in Austria 
Online Financing is only in German language available

 

Standard Financing Requirements

Split Payment – Double Fun

Cheap payment by installment*1)

  • Running time from 12 to 60 month, depens on promotion
  • Small monthly rates
  • For purchases from € 199,–

Advantages for you:

  • Purchases from € 199,– direct finance in our store or online shop (German language)
  • More financial scope
  • Transaction within less minutes – after positiv close you can take your product with you
  • Convenient repayment in small monthly rates
  • 0% Fees, for financing with a term of 12 months


General minimum requirement

  • Minimum age: 18 years
  • Minimum Net Income: € 894,94 Euro net/month (Subsistence 2017) 
  • Primary residence: Austria
  • Employment: Austria and surrounding borderland
  • Duration of employment: Minimum 3 months (at the same employer)
  • Valid and from customer signed official identification: passport, driving license, (EU-)identiy card or (EU-)residence permit
  • Debit order: Domestic bank details
  • Deposit: depends on product and customer creditworthiness

Persons, which do not have an upright employment and do not get a regular attachable income in Austria, are only affordable with a co-debtor

Examples for a not attachable income:

  • Unemployment benefit, social assistence
  • Emergency aid and sick pay
  • Childcare allowance
  • Allowance for nursing care
  • Holder of a scholarship
  • Family allowance

!!IMPORTANT!! Required documents

Financing amount up € 4.000,–

  • Presentation of a valid ATM card in your name,  If not existing: current payslip (last month) or pension decision
    Caution: No execution may exist
  • Presentation of a valid official identification (passport, driving license or [EU-] identity card)
  • Invoice or purchase contract and goods acceptance signed from customer

Financing amount over € 4.000,–

  • Copy of a current payslip or pension decision (last month)
    Caution: No execution may exist
  • Copy of a valid ATM card in your name 
  • Copy of a valid official identification (passport, driving license or [EU-] identity) card
  • Not EU/EFTA-citizen: Copy passport and stay permit and work permit
  • Invoice or purchase contract and goods acceptance signed from customer


Standard conditions

10,40% p.a. debit - results 10,97% p.a. effective annual interest rate; no processing fees, no chargo for account opening

Example of financing:

Financing amount € 1089,-

Deposit: 0,-

Maturity: 36 months

Monthly rate: € 35,37*

*10,40% p.a. debit - results 10,97% p.a. effective annual interest rate; no processing fees, no chargo for account opening; maturity: 36 months; rate € 35,37/month; total amount to pay € 1.273,32


*1) Erfüllung banküblicher Bonitätskriterien vorausgesetzt. 
Die Finanzierungsentscheidung obliegt unserer Partnerbank. Finanzierung und Finanzierungsaktion nicht gültig für B2B oder Großhandelskunden