!! Financing is only in Austria available !!

0% Financing

0% Fees

12 months running time

already from € 199,- purchase valuet

no interests no fees no extra costs

Standard credit worthness criteria required, Financing decision is the responsibility of our partner bank.
This offer is valid from 01.01. to 31.12.2024 to standard requirements listed below, directly on the spot at MSV Musik-Center,
not valid for B2B customers or on special rats and digital pianos

What you need for your financing?

DIRECTLY IN OUR STORE

Infos about Online Financing

ATM Card (Maestro)
According to the name of the financier

Valid official identification
Passport, driving license or [EU-] identity card

Current payslip (last 3 months) or pension notice
Payslip is not always mandatory, but can be requested

Financing example

€ 900,- amount of funding

0% Debit interest, 0% Processing fee, Maturiy 12 Months,

Rate € 75,00 / month

Total amount to pay € 900,-, 0% Effective rate of interest p.a.

*Standard credit worthness criteria required, Financing decision is the responsibility of our partner bank.

Financing 0%nline

Financing ONLINE only in GERMAN language

1

Put your products in the shopping card
Please note: Financing amount over € 199,-

2

Choose payment condition: Santander Installments

3

Complete your order
After you will be redirected to Santander Consumer Bank - Financing Page

4

Here you chosse your desired running time of 12 - 60 months

Please note: 0% interest are valid only with a term of 12 months

5

On the following three pages you specify your personal datas

6

If your funding request is rated positive you get an email from Santander about the next methods necessary documents per upload-button.

Now you have to upload the requested documents.

Necessary documents for financing up to € 4000,-:

Valid ATM card in your name
Current payslip (last three months) or pension decision
Caution: No execution may exist

Valid official identification (passport, driving license or (EU)- identity card)
Invoice or purchase contract

7

Video Legitimation is required

8

The order is hereby completed for you. Your data and documents are now be checked from Santander. This may take a few days.
If your financing is then confirmed, the goods will be shipped.
The loan acceptance letter will be sent to your home address by registered mail.

Please note: Financing is only possible from a purchase value of €199 and only in Austria

Online Financing is only in German language available, from an order value of € 199,- and only in Austria

Standard Financing Requirements

Split Payment – Double Fun

Cheap payment by installment*1)

Running time from 12 to 60 month, depens on promotion
Small monthly rates
For purchases from € 199,–

Advantages for you:

Purchases from € 199,– direct finance in our store or online shop (German language)
More financial scope
Transaction within less minutes – after positiv close you can take your product with you
Convenient repayment in small monthly rates
0% Fees, for financing with a term of 12 months

General minimum requirement

Minimum age: 18 years
Minimum Net Income: € 1.110,- net/month (from 1.1.2023)
Primary residence: Austria
Employment: Austria and surrounding borderland
Duration of employment: Minimum 3 months (at the same employer)
Valid and from customer signed official identification: passport, driving license, (EU-)identiy card or (EU-)residence permit
Debit order: Domestic bank details
Deposit: depends on product and customer creditworthiness

Persons, which do not have an upright employment and do not get a regular attachable income in Austria, are only affordable with a co-debtor

Examples for a not attachable income:

Unemployment benefit, social assistence
Emergency aid and sick pay
Childcare allowance
Allowance for nursing care
Holder of a scholarship
Family allowance

!!IMPORTANT!! Required documents

Financing amount up € 4.000,–

Presentation of a valid ATM card in your name
Current payslip (last 3 months) or pension decision
Caution: No execution may exist
Presentation of a valid official identification (passport, driving license or [EU-] identity card)
Invoice or purchase contract and goods acceptance signed from customer

Financing amount over € 4.000,–

Copy of a current payslip or pension decision (last month)
Caution: No execution may exist
Copy of a valid ATM card in your name
Copy of a valid official identification (passport, driving license or [EU-] identity) card
Not EU/EFTA-citizen: Copy passport and stay permit and work permit
Invoice or purchase contract and goods acceptance signed from customer

Standard conditions

10,40% p.a. debit - results 10,97% p.a. effective annual interest rate; no processing fees, no chargo for account opening

Example of financing:

Financing amount € 1089,-

Deposit: 0,-

Maturity: 36 months

Monthly rate: € 35,37*

*10,40% p.a. debit - results 10,97% p.a. effective annual interest rate; no processing fees, no chargo for account opening; maturity: 36 months; rate € 35,37/month; total amount to pay € 1.273,32

*1) Erfüllung banküblicher Bonitätskriterien vorausgesetzt. Die Finanzierungsentscheidung obliegt unserer Partnerbank. Finanzierung und Finanzierungsaktion nicht gültig für B2B oder Großhandelskunden